Unmatched Precision in
Assessing Mortality Risk

Audit Focus is the industry's only diagnostic risk management tool that reviews 100 percent of your new policies against the MIB database, and now select lab test results, so you can quickly determine if their mortality risk profile is consistent with the risk class in which they were issued¹. Integrated laboratory test data lets you identify excess mortality risk with even greater accuracy - overall leading to risk management decisions that can have a profound impact on your bottom line.

Audit Focus gives you an understanding of risk not available anywhere else.

Flags "high-risk" cases incorporating both MIB codes and lab tests
Identifies "severity bands" for commonly used lab tests, to see if a policyholder's results are just slightly or severely out of bounds
Highlights challenging co-morbidities where labs results or MIB codes are just slightly beyond limits, but taken together may be cause for concern
Identifies risk concentrations that otherwise go unnoticed, impairment prevalence, dollars at risk analysis and other key indicators
Provides customizable decision filters that let you flag cases with MIB codes that are prohibited from a risk class

Advanced Reporting
Deep, broad and accessible information that gives you the complete picture.
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Custom Decision Filters
Information that's tailored to your underwriting priorities.
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NEW: Lab Test Data
A sharper picture of mortality risk.
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¹Audit Focus is provided by MIB Solutions, Inc. exclusively to members of the MIB Group, Inc. for assessing and managing their life underwriting risk and not to determine the eligibility of individuals for insurance or benefits. Audit Focus reports are only generated on recently issued policies for which applicants authorized the use of MIB, Inc.'s Checking Service.

Unmatched Precision inAssessing Mortality Risk

Audit Focus gives you an understanding of risk not available anywhere else.

Unmatched Precision in
Assessing Mortality Risk