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Understand the True Nature
of Your Mortality Risk
Audit Focus is the only tool available for quickly and easily reviewing all of your newly issued life insurance policies1, providing a perspective on mortality risk never before possible. It allows you to be more confident that the level of actual mortality risk you issue is consistent with your risk assumptions. It lets you better identify, quantify and manage risk so you can fine-tune underwriting guidelines, focus training and improve processes as early as possible, all steps that help increase company profits.
With Audit Focus you'll be
able to see risk more clearly:
- Checks every recently issued policy against the MIB medical impairment database
- Uses our Mortality Risk Assessment Engine to evaluate and flag all high-risk policies - those that may have been issued in a rate class unsupported by the actual mortality risk
- Reports results by your most important metrics: product type, age, face amount, risk class and more
- Prioritizes high-risk cases for further review
- Provides a consistent, unbiased third-party assessment of risk that you can monitor and trend over time
Advanced Reporting
Deep, broad and accessible information that gives you the complete picture.
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Custom Decision Filters
Information that’s tailored to your underwriting priorities.
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Underwriting Case Audits
Integrating Audit Focus analytics for more precise underwriting case audits.
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